Choose Centivo for a different type of health plan

The Centivo Copay Plan focuses on the relationship between you and your doctor so you can stay healthier and keep your costs lower. There’s no deductible and you’ll have predictable costs with pre-set copays. All care at the MHC is covered at 100%.

The Centivo HSA Plan focuses on the relationship between you and your doctor to help you stay healthier. Because this plan has a deductible, it can be paired with an HSA for pre-tax contributions. All care at the MHC is covered at 100% after you meet your deductible.

No deductible

Your plan starts to pay right away.

Pre-set copays

Costs you know up front.

FREE doctor visits

Primary care visits and care at the MHC.

Vetted network

High-quality healthcare providers.

Free doctor visits

After you reach your deductible, including at the MHC.

Vetted network

High-quality healthcare providers.

Health Savings Account

HSA-qualified for pre-tax contributions.

Pre-set copays

After you reach your deductible.

Are you eligible?

The Centivo plans are available in select ZIP codes in the Northeast (CT, NY, NJ); Tampa and Orlando, FL; Dallas, TX; Des Moines, IA; Southern California (Los Angeles, San Diego and Orange County metro areas); Denver, CO and WI.

Testimonials

WHAT THEY’RE SAYING

I like the fact that I can visit my primary care doctor whenever and for whatever reason and not have to worry about how much the bill will be.

Centivo Copay Plan member
WHAT THEY’RE SAYING

By simply following the plan and staying in network, the cost savings as a member by far exceeds any other plan I have been on. I recently moved to Centivo and the savings are amazing. 

Centivo member
WHAT THEY’RE SAYING

I chose the Centivo Plan and selected a primary care doctor. To my surprise I was diagnosed with diabetes, high cholesterol and high blood pressure. My doctor helped me lose 20 pounds and lower my cholesterol, A1C and blood pressure to healthy levels. I am so thankful.

Centivo member
WHAT THEY’RE SAYING

Great list of primary care doctors and specialists that are close to me. The amount I pay for my healthcare has decreased but the care I receive has increased. That’s a major win!

Centivo member
WHAT THEY’RE SAYING

I like the fact that I can visit my primary care doctor whenever and for whatever reason and not have to worry about how much the bill will be.

Centivo Copay Plan member
WHAT THEY’RE SAYING

By simply following the plan and staying in network, the cost savings as a member by far exceeds any other plan I have been on. I recently moved to Centivo and the savings are amazing. 

Centivo member
WHAT THEY’RE SAYING

I chose the Centivo Plan and selected a primary care doctor. To my surprise I was diagnosed with diabetes, high cholesterol and high blood pressure. My doctor helped me lose 20 pounds and lower my cholesterol, A1C and blood pressure to healthy levels. I am so thankful.

Centivo member
WHAT THEY’RE SAYING

Great list of primary care doctors and specialists that are close to me. The amount I pay for my healthcare has decreased but the care I receive has increased. That’s a major win!

Centivo member

High-quality healthcare without the high price tag

Low, predictable costs

A high medical bill doesn’t necessarily reflect high quality care. Centivo proves you can have excellent care without sticker shock. The plans are built around a vetted network of high-quality, cost-efficient healthcare providers – and the savings are passed on to you with pre-set copays (after deductible on the Centivo HSA Plan).

Young Asian mom serving vegetables to her smiling daughter while having meal.

A strong primary care connection

It’s well-proven that primary care doctors can help keep you healthier, reduce hospital and emergency room visits and lower the cost of care. So, Centivo puts this important relationship between you and your doctor at the core of your plans.

Smiling White female pediatrician greets a toddler and her Black mother in an exam room.

A guide at your side

From routine medical appointments to specialist visits, your primary care doctor guides your care so you always know you’re getting the appropriate care in the right place at the right time. That means you won’t overpay for unnecessary tests or procedures.

Older Black male patient sits on an exam table as he talks to a middle age White male doctor.